State Spotlight: Connecticut
At A Glance: Connecticut
$1,000
max annual credit per covered employee
3rd
state in the nation to enact a CHOICE Arrangements tax credit
157,246
record 2026 marketplace enrollment (+4%)
27%
of CT small businesses offer health coverage today
Connecticut is the first state to put all three pieces together: a state-run platform for CHOICE Arrangements (formerly Individual Coverage Health Reimbursement Arrangements, or ICHRA), a tax credit to reward small employers who adopt them, and a broker network trained to deliver them. That combination makes Connecticut the clearest proof point in the country for how a state marketplace can drive adoption.
This State Spotlight white paper breaks down what Connecticut has built — Access Health CT's first-in-the-nation BusinessPlus platform, the new tax credit under Public Act 26-68, and the four steps a small business takes to claim it — along with the market opportunity and what ICAA is watching next. Connecticut's statute and marketplace materials still use the ICHRA term, so you'll see both names throughout.
Download the Connecticut Spotlight below, and watch the ICAA webinar with John Carbone of Access Health CT for the inside view of how the platform works.