State Spotlight: Georgia
At A Glance: Georgia
99.7%
of Georgia businesses are small businesses
~200,000
Georgia small businesses with paid staff that can offer a CHOICE Arrangement
All 159
Georgia counties have at least two on-exchange carrier choices
80%
of Georgia Access enrollees came through independent agents and brokers
Georgia is building the platform first and the incentive second. Georgia Access For Business (GAFB), the small-business arm of the state's health insurance exchange, lets employers fund CHOICE Arrangements (formerly Individual Coverage Health Reimbursement Arrangements, or ICHRA) through a channel that already runs on independent agents and brokers. A pending tax credit could turn that infrastructure into a real adoption engine.
This State Spotlight white paper breaks down how Georgia Access For Business works, the three steps from employer decision to funded coverage, why the market opportunity is larger than the headline numbers suggest, and what ICAA is watching next, including HB 1110 and a possible QSEHRA option in a later phase. Georgia Access materials may still use the ICHRA term, so you'll see both names throughout.
Download the Georgia Spotlight below for the inside view of how the platform works.