CHOICE Arrangements or QSERA -- which fits your business?

October 5, 2026


Both are employer-funded, tax-advantaged ways to help employees access individual health coverage. But the two paths differ in real ways: who can offer them, how much can be contributed, how much flexibility employers get in plan design, and what's required to set one up and stay compliant.

ICAA's new comparison guide breaks it down side by side — employer size, contribution limits, plan flexibility, set-up and compliance, and which option tends to fit which type of employer.

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Cathy Grason Highlights How CHOICE Arrangements Can Bring Expanded Coverage to Maryland Small Businesses

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CMS Training Modules Available on CHOICE Arrangements (formerly ICHRAs)